According to a recent survey, 60 percent of Americans are living paycheck to paycheck, and 71 percent of workers feel their pay isn’t keeping up with the cost of living. The numbers bear this out – 6.2 percent wage growth alongside 8.3 percent inflation means that Americans’ paychecks are worth 2.1 percent less than they were at this time last year. Employers are scaling back their plans to hire n…